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Tuesday, 30 April 2013

BebaPay: Launching electronic payments in Kenya

Posted on 00:36 by Unknown
The bus is a great way to get around, but it can be frustrating if you don’t have enough money for the journey, or the conductor forgets to give you change from your fare.

So Google has teamed up with Equity Bank, the largest bank in East Africa, to launch BebaPay, a payment card that makes it easier and more convenient to pay for bus travel in Kenya.

With BebaPay, you’ll never again have to worry about carrying change for the bus, or keeping stacks of bulky tickets and receipts in your bag. Instead, people travelling on key Nairobi bus routes such as Riruta, Karen and Jogoo Road will be able to pre-load money onto their BebaPay card, and swipe or tap it on the card reader when boarding a bus to pay for their journey.


                                     

BebaPay cards are available for free from major bus stops like Kencom House, Pipeline and Yaya. Once you get your card, you can load money onto your card at select Equity Bank agents, or using mobile money. You can also use the BebaPay site to keep an eye on your spending. Every time you use your BebaPay card to pay for a journey, you will be sent a free receipt by SMS.

BebaPay uses smart cards powered by Near Field Communication (NFC) technology, plus software from Google. The NFC technology means that payment can take place offline, even when there is no power or network connectivity.

In time, Equity Bank will roll out BebaPay more widely, beyond the world of transport. The free BebaPay app turns any NFC-enabled Android phone into a card reader, which means that shops, traders and small businesses can use BebaPay to accept payments from customers, without needing expensive tills and cash registers.

We hope you’ll find BebaPay simple and useful, so do try it out the next time you take a bus.

Posted by Aneto Okonkwo, Product Manager



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BebaPay : Lancement de paiements électroniques au Kenya

Le bus est un moyen de transport très pratique, mais très frustrant quand vous n'avez pas assez d'argent pour payer votre ticket, ou que le conducteur oublie de vous rendre la monnaie.

C'est pourquoi Google et Equity Bank, la plus grande banque d'Afrique de l'est, ont fait équipe pour lancer BebaPay, une carte de paiement qui facilite le paiement des trajets en bus au Kenya.
Avec BebaPay, vous n'aurez plus besoin d'avoir de la monnaie pour payer votre ticket de bus, ni de garder tickets et reçus. Désormais, les usagers des grandes lignes de bus de Nairobi, telles que Riruta, Karen et Jogoo Road pourront approvisionner leur carte pré-payée BebaPay, et n'auront qu'à la passer devant le lecteur de cartes pour payer leur voyage en bus.

Les cartes BebaPay sont disponibles dans toutes les grandes stations de bus, comme Kencom House, Pipeline, ou encore Yaya. Une fois en possession de votre carte, vous pouvez l'approvisionner dans certaines agences Equity Bank ou via votre téléphone mobile. Vous pouvez également utiliser le site BebaPay pour suivre vos dépenses. Chaque fois que vous payez un trajet avec votre carte BebaPay, un SMS de confirmation gratuit vous sera envoyé.

BebaPay utilise des cartes à puce alimentées par Near Field Communication (NFC), ainsi que des logiciels Google. La technologie NFC permet d'effectuer des paiements hors ligne, même quand il n'y a ni électricité, ni connexion au réseau.

Dans l'avenir, Equity Bank veut développer BebaPay plus largement, pour des applications autre que le transport. L'application gratuite BebaPay fait de chaque téléphone Android équipé du système NFC un lecteur de cartes ; ce qui permet aux magasins, commerçants et petits commerces d'utiliser BebaPay pour accepter des paiements de leurs clients, sans avoir besoin de caisses.

Nous espérons que vous trouverez BebaPay simple et utile. N'hésitez pas à l'essayer lors de votre prochain trajet en bus.

Publié par Aneto Okonkwo, Responsable produit
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